Permanent Solutions To A Temporary Problem!

Welcome to With real time credit tracking, you’ll be able to login to our software and monitor everything that is going on with your credit report. Every trade line, every dispute, all 3 credit bureaus, all in real time. 24hrs a day. We run a full transparent credit program. The days of wondering if a credit repair company is actually working on your credit reports are over!! Our licensee's are constantly going through training programs to keep up with the ever changing credit system. Credit repair isn’t a one size fit all business. Every client is different, so every client is treated with a plan built specifically for their needs.

We average a 55% deletion success rate after just 45 days. After 6 months, we’ll have 80% of your credit file cleaned up. And permanently! It’s called hard removals. Once an account is deleted from your credit file, it will NEVER show back up at a later date. EVER.

Look, we understand admitting you have credit problems is embarassing. We get it, we really do. But look, you have to get over it. ;) We don't pass judgement on any of our customers. We just do what we do best. Process. Credit Repair is NOT a sexy industry. It's just not. But, we make it sexy. While our competitors are stuck in the 90's, we are running the most sophisticated credit process available right now. It's up to you to take advantage of it.

Please. Do us a favor. If you really want to know how good we are, follow us on our social media. Facebook, Twitter, and Linkedin. We post before/after screenshots of our customers on a daily basis. When we say we are the pioneers in this industry, we obviously back it up. You are more than welcome to go take the risk with another company. Your decision, not ours. Obviously you are here for help, so let us help you. We'll do something for you that no other company will do. We'll give you double your money back! Yes, double. We are that confident in the quality of our services. No other company in this country in any industry related to ours will back their services up like we do.

We work on the following:

  • Collections.
  • Charge-offs.
  • Late Pays.
  • Medical Bills.
  • Student Loans.
  • Bankruptcy.
  • Tax Liens.
  • Judgements.
  • Child Support.
  • Added Services:
  • Identity Theft Protection.
  • Credit Report Protection.
  • Licensing Opportunites.
  • New Trade Lines.

Our fee's cover document processing and software management. Once you have enrolled with Texas Credit Nerds, you will then receive your secure login credentials. Once logged in, you will have full access to the status of your credit reports and the status of each account for each credit bureau. Our software sync's directly to the credit bureaus, so when there are any changes to your credit reports, you will be able to login to our software to see the reflected changes. All in real time!

Our program is very simple and must be followed. If you are wanting dramatic changes, then you must follow our instructions and follow our program. We do all of the updating! Want proof? Just go to the Before/After tab up at the top and see for yourself. All of our results as mentioned above are permanent.


Our Refund Policy:
Our refund policy is unheard of in this industry. We know that because we know who our competition is and what their refund policies are. Since every other company in this industry likes to follow one another, we decided to turn right when everyone else turns left. If a customer of ours doesn't receive ANY positive changes on their credit report, we will refund you what you paid twice over. So, if you signed up for our $699 credit program and nothing positive happened, then we will refund you $1398. Yes, you read that correctly. We refund you double what you have paid!! Positive changes include, removal of accounts, score increases, inquiry removals, late pay removals, Any kind of removal is considered a positive change. And yes, this refund policy is on our contract. We are that confident in the quality of our services that we can offer this kind of refund policy to you. You won't find any of our competitors offering this kind of refund policy. We know, we looked. They are obviously too afraid to put their own money on the line to back up the quality of their credit services. We do! This is effective starting 2/9/16.
As our company has grown, so has our national outreach. So, having said that, if you run across any Texas Credit Nerds in your market or on the web, please make sure they are affiliated with us. If they aren't, they are a scam and in now way a part of our company. You may find out who is a legitmate Texas Credit Nerds by going to our home page and looking on our licensee map. If a Credit Repair Nerd doesn't have a marker on our map, they are NOT, I repeat, NOT affilated with us and our brand. If they do have a marker, then they are a legitimate Texas Credit Nerds.